The platform

Every primitive a modern finance team needs.

From the first bank connection to the final IRS form — one platform, nothing missing, nothing unnecessary.

01

Bank, card & payment connections

Mercury, Stripe, Wise, PayPal, Brex, Plaid — one unified ledger across every source of revenue and spend.

02

AI transaction classifier

Auto-categorize every transaction against a foreign-LLC chart of accounts — with reasoning, not guesses.

03

Per-owner capital account tracker

Real-time equity, distributions, and contributions tracked per member across every entity you own.

04

Form 5472 + pro forma 1120 + 7004

Generate audit-ready IRS forms in minutes — pre-validated against the latest filing rules.

05

IRS fax & mail delivery

Forms that can't be e-filed are faxed and mailed for you, with delivery receipts on file.

06

Compliance calendar

Federal, state, and franchise deadlines auto-tracked per entity with proactive alerts.

07

AI CFO chat

Ask "is this reportable?", "what's my exposure?", or drop a quote PDF — get an invoice back instantly.

08

Audit-ready transaction log

Every classification, edit, and decision logged with AI reasoning — defensible by default.

09

Multi-entity dashboard

One founder, 2–3 LLCs. Switch context in one click, or view consolidated finances across all of them.

10

CPA review handoff

Optional human CPA review layer for filings — liability covered, signed off, and delivered.

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Adapts to your operating model

Built for every shape of US business.

SaaS

MRR, churn, and CAC in one canvas.

Cohort revenue and ARR forecasting tuned for subscription businesses.

SMBs

Bookkeeping that disappears.

Automated reconciliation, expense categorization, and tax filings.

Agencies

Project-level P&L without the spreadsheet stack.

Track margin by client, retainer, and engagement in real-time.

Consultants

Invoice, reconcile, and file — solo.

Built for single-member LLCs running multi-client engagements.

Freelancers

Estimated tax, on autopilot.

Quarterly tax provisioning calculated from your actual income.

Enterprise

Designated finance ops lead, on retainer.

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The Finvio Standard

Your AI CFO is one connection away.

Connect your bank, sync your stack, and let Finvio run the books, the forms, and the filings.